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Manage your credit card. Reward current account holder? Take out a Reward credit card and we'll refund the annual fee! Representative 23.7% APR variable. Manage your credit card. You can manage your credit card whenever it's convenient to you and stay in control of your finances. Here's some of the things you can do. Check your balance and transactions. View and download your PDF statement. Pay your credit card. Request a balance transfer. Request a money transfer. Manage your credit limit. Set up text and email alerts. Use your credit card abroad. Report your card as lost or stolen. Update your personal details. Manage your credit card. Add your signposting title here. Not sure which type of borrowing is right for you?
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Our guide explains how credit cards work and how to select the right card for you. What is a credit card? A credit card is basically a loan but if you clear your balance in full when you receive your monthly statement the loan is interest free. If you cant afford to pay off the outstanding debt you can make monthly payments but you will normally be charged interest. The rates vary but 19% is typical. There are various different types of credit card and the best deal depends to a large extent on the purpose of the card.
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A credit card also differs from a cash card which can be used like currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer whereas a charge card simply defers payment by the buyer until a later date. The size of most credit cards is 85.60 mm 53.98 mm 3.370 in 2.125 in 3 conforming to the ISO/IEC 7810 ID-1 standard. Credit cards have a printed 4 or embossed bank card number complying with the ISO/IEC 7812 numbering standard. Both of these standards are maintained and further developed by ISO/IEC JTC 1/SC 17/WG 1.

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